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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

The Dos & Don’ts of Employee Performance Reviews

But I thought I was doing so well! I’ve been here for 30 years. You’re just telling me this now? Susan comes in late every day, and she’s never been written up. What gives? Let’s face it: If you’re a business owner or a manager, employee performance appraisals can be uncomfortable. No one likes to receive a “surprise” evaluation that they’re not performing well. What’s...

Is It Better To Buy A New Or Used Car?

New or Used: Which should you choose? If you think you might be among those shopping for a brand-new vehicle, consider a few pros and cons first: Pros and Cons of Buying a New Car Pros Cons Newer safety features. Customizable. Better warranty. Typically has better fuel efficiency and lower emissions. Typically more expensive to insure. Maintenance costs required to maintain the warranty. No record...

Beginner’s Guide To Choosing A Beneficiary

If you have a life insurance policy, your beneficiary is the person who will receive the benefits in the event of your death. For obvious reasons, choosing a beneficiary is an important step in the process of obtaining life insurance. If you are new to the process, the following tips can help. Consider the Purpose of the Policy You are buying life insurance for a...

Do I Need More Than Just General Liability Insurance?

General liability insurance is essential for many types of businesses. This coverage is particularly critical if your business is open to the public, rents or owns commercial property, works closely with clients or customers, or handles client property. Most new business owners buy a general liability insurance policy right away. However, it is not the only business insurance you are likely to need. What Is...

Avoid Common Home Accidents During The Holiday Season

From late November to mid-January, the holidays bring good cheer and gatherings with friends and family. They are also a season when home accidents frequently occur. The following are some common holiday-related accidents, along with tips to help keep your family safe at home over the holiday season. Decorating Fall Accidents You may be surprised to learn how many people are injured while decorating their...